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Financing
We offer a range of financing options, whether you’re setting up a home gym or are constructing a commercial fitness facility. Let us help you find the right mode of financing!
AFFIRM
Straight payments or installment options may be done via Affirm upon online check out. Ideal for individuals purchasing for personal use.
Monthly Installments
4 months, 6 months, or 12 months installments
Interest-free
4 interest-free payments every 2 weeks
Easy Payment
Easy to set-up, automatic payments
Generous Offers
Installment amount of up to $25,000
Affirm General Terms and Qualifications
Must be a resident of the USA (including US territories)
Be at least 18 years old (19 for wards of the state of Nebraska)
SSN is required
A phone number that receives SMS and is registered to the United States or US territories is required
Payment options may be subject to an eligibility check and may not be available in all states
Options depend on your purchase amount, and a down payment may be required
APRs range from 0% to 36% depending on eligibility
How to Pay via Affirm:
Proceed to your cart and select “Affirm” at checkout
Wait for an approval decision
If approved, your order will be processed
Make your payments in installments
Klarna
Straight payments or installment options may be availed through Klarna upon online check out.
Ideal for individuals purchasing for personal use.
Ideal for individuals purchasing for personal use.
Interest-free Payments
Pay for the purchase in four interest-free, bi-weekly payments
Flexible Financing
Pay for a longer period of time, up to 12 months with interest*
Buy Now, Pay Later
Pay for the purchase in a single payment in 30 days*
Easy Payment
Pay immediately with a linked debit or credit card, or bank transfer
Generous Offers
Installments offered for purchases worth $10 up to $10,000*
*
applicable for USA clients only
Klarna General Terms and Qualifications
Must be at least 18 years old and a US resident
SSN and/or a government issued ID is required
Clients are subject to an eligibility check
Not available in Iowa, Colorado, West Virginia, and Hawaii
Upfront payment of 25% of the total purchase price is required
Monthly interest rate of 34%
How to Pay via Klarna:
Proceed to your cart and click on the “Checkout with Klarna” button
You will be redirected to the Klarna portal
Follow the steps to complete your payment and save the confirmation details
Afterpay
Straight payments or installment options may be done via Afterpay upon online check out.
Ideal for individuals purchasing for personal use.
Ideal for individuals purchasing for personal use.
Month Installments
4 months, 6 months, or 12 months installments
Interest-free Payments
Interest-free payments for those who avail 4-month installment plans and always pay on time
No Minimum Spend
No minimum purchase requirement
Generous Offers
Spending limit of $400 to $600 and up to $2,000
Instant Approval
Receive an approval within seconds
Afterpay General Terms and Qualifications
Must be at least 18 years old and a US resident
Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia and Nevada
Afterpay collects the first installment from the customer immediately upon approval. Long-time customers have the benefit of an extended 2 weeks before their first payment.
Valid debit card, accessible credit report and acceptance of final terms required to apply
APRs range from 0% to 35.99% depending on eligibility
How to Pay via Afterpay:
Proceed to your cart and select “Afterpay” at checkout
Wait for an approval decision
If approved, your order will be processed
Make your payments in installments
PayPal
Straight payments may be done via PayPal or in installment via PayMonthly upon online check out.
Ideal for individuals purchasing for personal use.
Ideal for individuals purchasing for personal use.
Monthly Installments
6-, 12- ,24-month installment options through PayMonthly
Interest-free Payments
Pay in 4 interest-free, bi-weekly payments without late fees*
Instant Decisions
Get a decision in seconds for installment applications
Easy Payment
Pay immediately with a linked debit or credit card, or bank transfer
Generous Offers
Installments offered for purchases worth $199 up to $10,000*
*
for PayPal eligible clients and purchases
PayMonthly General Terms and Qualifications
Must be at least 18 years old and a US resident
PayMonthly is currently not available to residents of Alaska, Hawaii, Massachusetts, Nevada, New York, or Texas
Payments may change based on shipping, taxes, updates to your purchase, or missed payments
Upfront payment will depend on the monthly terms and amount
Fixed APR is 9.99% to 35.99% based on the client’s credit
PayPal Pay in 4 General Terms and Qualifications
Must be at least 18 years old and a US resident
Good standing PayPal account and SSN or government issued ID is required
Customers from Guam, Hawaii, and Alaska can apply for the Pay in 4 promo but are subject to approval
How to Pay via PayPal:
Proceed to your cart and click on the “Checkout with PayPal” button
You will be redirected to the PayPal portal, you may select the PayMonthly option if you prefer to pay in installments
Follow the steps to complete your payment and save the confirmation details
PayTomorrow
Installment options may be done via PayTomorrow’s online application process.
Ideal for individuals purchasing for personal use.
Ideal for individuals purchasing for personal use.
Credit-Friendly Financing
Offers financing to individuals of all credit levels
Flexible Terms
6 months to 48 months installment terms
Instant Approval
Receive pre-approval within 24 hours
Automatic Payments
Automatic payments on your due dates through debit card
No Credit Needed via UOWN
For customers who don't qualify for the other options (credit scores under 600 generally)
PayTomorrow General Terms and Qualifications
Must be at least 18 years old and a US resident (19 years old in Alabama or if you're a ward of the state in Nebraska)
Not available to residents of Vermont, New Jersey, Wisconsin, Iowa, and West Virginia
There is an application fee of $9.99 for approved loans with PayTomorrow
If the customer elects finance through PayTomorrow's UOWN, there is a $40 fee to be paid at the time of signing the agreement
Loanable amounts, payment amounts, and lengths depend on the creditworthiness of the respective consumer, maximum of $10,000 loanable amount
Final approval of a loan may take anywhere from 24 hours to a few days
The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on your behalf. Final schedule will be discussed before you select your offer
Payment methods accepted are debit card and ACH transfers only
APR will depend on the amount approved and months eligible given to the customer. PayTomorrow will provide you with the details for your review, prior to agreeing to the terms and conditions.
How to Pay via PayTomorrow?
Fitness Superstore PayTomorrow Pre-approval Form
Wait for an approval decision
Once approved, call Fitness Superstore at (925) 215-2927 or email sales.cs@FitnessSuperstore.com with a screenshot of your cart
We will confirm that we have received your information and add your items to your PayTomorrow application
PayTomorrow will send you a link via SMS/email to approve and finalize your order. Sign the agreements so we can start preparing your shipment!
Geneva capital
Installment payments can be coursed through our business financing partner, Geneva Capital.
Ideal for new gym businesses or established fitness centers looking to expand their facilities.
Ideal for new gym businesses or established fitness centers looking to expand their facilities.
Competitive Interest Rates
Save more and reach your goals faster with our advantageous rates
Fitness Financing Expert
15 years experience in financing fitness facilities
Trust & Service
A trusted company with excellent customer service
Nationwide Availability
Available for all
General Terms & Requirements in Applying for a Geneva Capital Loan:
Registered business’ Tax ID
The company needs to have good credit standing for better chances of approval
Clients and their businesses must be located within the USA
Loan terms: 12 months, 24 months, 36 months, 48 months, 60 months
The start-up financing plan requires as little as 2 months payment upfront
Loanable amounts depend on each client’s profile and nature of business
Standard APR starts at 10% based on today’s rates and go increase from there depending on risk factors, length of term, amount financed, etc.
General Requirements Based on Loan Amount
How to Apply for Geneva Capital’s Business Financing:
Get in touch with Geneva Capital through the following contact information:
Contact person:
Chris Kleine, Sales Manager
Address:
1311 Broadway Street, Alexandria, MN 56308
Contacts:
Phone 320-75 9-3582
Cell 320-491-4135
Fax 320-762-8402
Mail
chrisk@gogc.com
Website
www.gogc.com
Comparison table
Geneva Capital
PayPal
Klarna
Afterpay
PayTomorrow
Affirm
Who It's For
Gym/Fitness Businesses
Individual Buyers
Individual Buyers
Individual Buyers
Individual Buyers
Individual Buyers
Loan Terms
12, 24, 36, 48, 60 months with interest
6, 12, 24 months with interest
4 bi-weekly payments interest-free
12 mos with interest
4 months interest-free, 6 and 12 months with interest
6 to 48 months with interest
4 bi-weekly payments interest-free 4, 6, 12 months with interest
Upfront
Payment
2 months
There is a pre-authorization after approval to be based on the amount of monthly payments.
25% of the total purchase amount as soon as the loan is approved
First installment is due immediately, and the next installment after either 2 weeks or 1 month, depending on the payment schedule. Long-time customers have 2 weeks before their first payment.
The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on your behalf. Final schedule will be discussed before you select your offer.
Options depend on your purchase amount, and a down payment may be required
APR
Starts at 10% based on today’s rates and go up from there, depending on risk factors, length of term, amount financed, etc.
9.99% to 35.99% based on the client’s credit
9.99% to 35.99% based on the client’s credit
0% to 35.99% depending on eligibility
Depends on the loan amount approved and eligibility
0% to 36% depending on eligibility
Loanable
Amount
Depending on the client's profile and nature of business
PayPal customers can spread the cost of their eligible purchases between $199 - $10,000 into equal monthly payments over a specific term. Subject to eligibility.
$10-$10,000 subject to an eligibilty check
Each customer has an estimated spending limit. Most new customers start with an estimated spending limit of $400 - $600 USD. The highest spending limit available is $2,000
Depending on creditworthiness of the respective consumer, maximum of $10,000
Up to $25,000 depending on the client's credit score
General
Requirements
Valid business’ Tax ID
Good credit standing
Must be located within the USA
PayMonthly:
Must be at least 18 years old with a PayPal account and a US resident, with SSN, or ITIN. PayMonthly is currently not available to residents of Alaska, Hawaii, Massachusetts, Nevada, New York, or Texas
Pay in 4: Must be at least 18 years old and a US resident with good standing PayPal account, SSN or government issued ID. Customers from Hawaii and Alaska can apply for the Pay in 4 promo but are subject to approval
Pay in 4: Must be at least 18 years old and a US resident with good standing PayPal account, SSN or government issued ID. Customers from Hawaii and Alaska can apply for the Pay in 4 promo but are subject to approval
- Must be at least 18 years old and a US resident with SSN and/or Government-issued ID.
- Subject to an eligibility check
- Not available in Iowa, Colorado, West Virginia, and Hawaii
- Subject to an eligibility check
- Not available in Iowa, Colorado, West Virginia, and Hawaii
- Must be at least 18 years old and a US resident, SSN and/or Gov't issued ID
- Loans are subject to credit check and approval
- Not available to residents of Hawaii, New Mexico, West Virginia and Nevada Valid debit card, accessible credit report and acceptance of final terms required to apply
- Loans are subject to credit check and approval
- Not available to residents of Hawaii, New Mexico, West Virginia and Nevada Valid debit card, accessible credit report and acceptance of final terms required to apply
- Must be at least 18 years old and a US resident (19 years old in Alabama or if you're a ward of the state in Nebraska)
- Not available to residents of Vermont, New Jersey, Wisconsin, Iowa, and West Virginia
- The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on a customer's behalf
- Not available to residents of Vermont, New Jersey, Wisconsin, Iowa, and West Virginia
- The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on a customer's behalf
- Must be a resident of the US (including US territories) with SSN and own phone number registered to the US or US Territories
- At least 18 years old (19 for those in a ward in the state of Nebraska)
Approval
Timeframe
24 hours
Instant
Instant
Instant
Pre-Approval: Within 24 hours Final
Approval: 24 hours to a few days
Approval: 24 hours to a few days
Instant
Other Benefits
- Competitive interest rates
- 15 years of experience in financing fitness facilities
- A trusted company with excellent customer service
- 15 years of experience in financing fitness facilities
- A trusted company with excellent customer service
- Get a decision in seconds for installment applications
- Conveniently pay using a linked debit or credit card, or bank transfer
- Conveniently pay using a linked debit or credit card, or bank transfer
- Pay Later Offer where customers can pay for the purchase in a single payment in 30 days* (applicable for US only)
- Conveniently pay immediately using a linked debit or credit card, or bank transfer
- Conveniently pay immediately using a linked debit or credit card, or bank transfer
- Get a decision in seconds for installment applications
- No minimum purchase requirement
- No minimum purchase requirement
- Offers financing to individuals of all credit levels, making it easy for those with average to low credit to get approved
- Quick and convenient online pre-approval form
- Quick and convenient online pre-approval form
Easy to set-up, automatic payments through debit
Credit Check
Hard / Standard Check
Soft Check
Soft Check
Soft Check
Soft Check
Soft Check
Customer
Service Info
Chris Kleine
Sales Manager
Direct: 320.759.3582
Cell: 320.491.4135
chrisk@gogc.com
Sales Manager
Direct: 320.759.3582
Cell: 320.491.4135
chrisk@gogc.com
1-888-221-1161
Chat Support - https://www.paypal.com/us/smarthelp/contact-us
Chat Support - https://www.paypal.com/us/smarthelp/contact-us
844-KLARNA1 (844-552-7621)
Chat Support - https://www.klarna.com/us/customer-service/
Chat Support - https://www.klarna.com/us/customer-service/
info@afterpay.com
(866) 418-5857
customerservice@paytomorrow.com
customerservice@paytomorrow.com
855-423-3729 - customercare@affirm.com
Availability
Only Availbale in the US (All 50 States)
US Only
US Only
US Only
US Only
US Only