Home Financing

Financing

We offer a range of financing options, whether you’re setting up a home gym or are constructing a commercial fitness facility. Let us help you find the right mode of financing!

Affirm

Straight payments or installment options may be done via Affirm upon online check out.
Ideal for individuals purchasing for personal use.

Month Installments

4 months, 6 months, or 12 months installments

Interest-free

4 interest-free payments every 2 weeks

Easy Payment

Easy to set-up, automatic payments

Generous Offers

Installment amount of up to $25,000

General Terms and Qualifications

Must be a resident of the USA (including US territories)
Be at least 18 years old (19 for wards of the state of Nebraska)
SSN is required
A phone number that receives SMS and is registered to the United States or US territories is required
Payment options may be subject to an eligibility check and may not be available in all states
Options depend on your purchase amount, and a down payment may be required
APRs range from 0% to 36% depending on eligibility

How to Pay

1
Proceed to your cart and select “Affirm” at checkout 
2
Wait for an approval decision within seconds
3
If approved, your order will be processed
4
Make your payments in installments

Klarna

Straight payments or installment options may be availed through Klarna upon online check out.
Ideal for individuals purchasing for personal use.

Interest-free Payments

Pay for the purchase in four interest-free, bi-weekly payments

Flexible Financing

Pay for a longer period of time, up to 12 months with interest*

Buy Now, Pay Later

Pay for the purchase in a single payment in 30 days*

Easy Payment

Pay immediately with a linked debit or credit card, or bank transfer

Generous Offers

Installments offered for purchases worth $10 up to $10,000*
* applicable for USA clients only

General Terms and Qualifications

Must be at least 18 years old and a US resident 
SSN and/or a government issued ID is required
Clients are subject to an eligibility check 
Not available in Iowa, Colorado, West Virginia, and Hawaii
Upfront payment of 25% of the total purchase price is required
Monthly interest rate of 34%

How to Pay

1
Proceed to your cart and click on the “Checkout with Klarna” button 
2
You will be redirected to the Klarna portal
3
Follow the steps to complete your payment and save the confirmation details

Afterpay

Straight payments or installment options may be done via Afterpay upon online check out.
Ideal for individuals purchasing for personal use.

Month Installments

4 months, 6 months, or 12 months installments

Interest-free Payments

Interest-free payments for those who avail 4-month installment plans and always pay on time

No Minimum Spend

No minimum purchase requirement

Generous Offers

Spending limit of $400 to $600 and up to $2,000

Instant Approval

Receive an approval within seconds

General Terms and Qualifications

Must be at least 18 years old and a US resident
Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia and Nevada
Afterpay collects the first installment from the customer immediately upon approval. Long-time customers have the benefit of an extended 2 weeks before their first payment.
Valid debit card, accessible credit report and acceptance of final terms required to apply
APRs range from 0% to 35.99% depending on eligibility

How to Pay

1
Proceed to your cart and select “Afterpay” at checkout
2
Wait for an approval decision
3
If approved, your order will be processed
4
Make your payments in installments

PayPal

Straight payments may be done via PayPal or in installment via PayMonthly upon online check out.
Ideal for individuals purchasing for personal use.

Monthly Installments

6-, 12- ,24-month installment options through PayMonthly

Interest-free Payments

Pay in 4 interest-free, bi-weekly payments without late fees*

Instant Decisions

Get a decision in seconds for installment applications

Easy Payment

Pay immediately with a linked debit or credit card, or bank transfer

Generous Offers

Installments offered for purchases worth $199 up to $10,000*
* for PayPal eligible clients and purchases

PayMonthly General Terms and Qualifications

Must be at least 18 years old and a US resident
PayMonthly is currently not available to residents of Alaska, Hawaii, Massachusetts, Nevada, New York, or Texas
Payments may change based on shipping, taxes, updates to your purchase, or missed payments
Upfront payment will depend on the monthly terms and amount
Fixed APR is 9.99% to 35.99% based on the client’s credit

Pay In 4 General Terms and Qualifications

Must be at least 18 years old and a US resident
Good standing PayPal account and SSN or government issued ID is required
Customers from Guam, Hawaii, and Alaska can apply for the Pay in 4 promo but are subject to approval

How to Pay

1
Proceed to your cart and click on the “Checkout with PayPal” button 
2
You will be redirected to the PayPal portal, you may select the PayMonthly option if you prefer to pay in installments
3
Follow the steps to complete your payment and save the confirmation details

PayTomorrow

Installment options may be done via PayTomorrow’s online application process.

Ideal for individuals purchasing for personal use.

Credit-Friendly Financing

Offers financing to individuals of all credit levels

Flexible Terms

6 months to 48 months installment terms

Instant Approval

Receive pre-approval within 24 hours

Automatic Payments

Automatic payments on your due dates through debit card

No Credit Needed via UOWN

For customers who don't qualify for the other options (credit scores under 600 generally)

PayTomorrow General Terms and Qualifications:

Must be at least 18 years old and a US resident (19 years old in Alabama or if you're a ward of the state in Nebraska)
Not available to residents of Vermont, New Jersey, Wisconsin, Iowa, and West Virginia
There is an application fee of $9.99 for approved loans with PayTomorrow
If the customer elects finance through PayTomorrow's UOWN, there is a $40 fee to be paid at the time of signing the agreement
Loanable amounts, payment amounts, and lengths depend on the creditworthiness of the respective consumer, maximum of $10,000 loanable amount
Final approval of a loan may take anywhere from 24 hours to a few days
The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on your behalf. Final schedule will be discussed before you select your offer
Payment methods accepted are debit card and ACH transfers only
APR will depend on the amount approved and months eligible given to the customer. PayTomorrow will provide you with the details for your review, prior to agreeing to the terms and conditions.

How to Pay via PayTomorrow?

1
Fill up the Fitness Superstore PayTomorrow Pre-approval Form
2
Wait for an approval decision
3
Once approved, call Fitness Superstore at (925) 215-2927 or email sales.cs@FitnessSuperstore.com with a screenshot of your cart
4
We will confirm that we have received your information and add your items to your PayTomorrow application
5
PayTomorrow will send you a link via SMS/email to approve and finalize your order. Sign the agreements so we can start preparing your shipment!

Geneva capital

Installment payments can be coursed through our business financing partner, Geneva Capital.
Ideal for new gym businesses or established fitness centers looking to expand their facilities.

Competitive Interest Rates

Save more and reach your goals faster with our advantageous rates

Fitness Financing Expert

15 years experience in financing fitness facilities

Trust & Service

A trusted company with excellent customer service

Nationwide Availability

Available for all

Terms & Requirements

Registered business’ Tax ID
The company needs to have good credit standing for better chances of approval
Clients and their businesses must be located within the USA
Loan terms: 12 months, 24 months, 36 months, 48 months, 60 months
The start-up financing plan requires as little as 2 months payment upfront
Loanable amounts depend on each client’s profile and nature of business
Standard APR starts at 10% based on today’s rates and go increase from there depending on risk factors, length of term, amount financed, etc.

Business Requirements

How to Apply

Get in touch with Geneva Capital through the following contact information:
Contact person: Chris Kleine, Sales Manager
Address: 1311 Broadway Street, Alexandria, MN 56308
Contacts:
Phone 320-75 9-3582 Cell 320-491-4135 Fax 320-762-8402
Mail chrisk@gogc.com
Website www.gogc.com
Fill out the application form

Comparison table


Geneva Capital
PayPal
Klarna
Afterpay
PayTomorrow
Affirm
Who It's For
Gym/Fitness Businesses
Individual Buyers
Individual Buyers
Individual Buyers
Individual Buyers
Individual Buyers
Loan Terms
12, 24, 36, 48, 60 months with interest
6, 12, 24 months with interest
4 bi-weekly payments interest-free 12 mos with interest
4 months interest-free, 6 and 12 months with interest
6 to 48 months with interest
4 bi-weekly payments interest-free 4, 6, 12 months with interest
Upfront Payment
2 months
There is a pre-authorization after approval to be based on the amount of monthly payments.
25% of the total purchase amount as soon as the loan is approved
First installment is due immediately, and the next installment after either 2 weeks or 1 month, depending on the payment schedule. Long-time customers have 2 weeks before their first payment.
The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on your behalf. Final schedule will be discussed before you select your offer.
Options depend on your purchase amount, and a down payment may be required
APR
Starts at 10% based on today’s rates and go up from there, depending on risk factors, length of term, amount financed, etc.
9.99% to 35.99% based on the client’s credit
9.99% to 35.99% based on the client’s credit
0% to 35.99% depending on eligibility
Depends on the loan amount approved and eligibility
0% to 36% depending on eligibility
Loanable Amount
Depending on the client's profile and nature of business
PayPal customers can spread the cost of their eligible purchases between $199 - $10,000 into equal monthly payments over a specific term. Subject to eligibility.
$10-$10,000 subject to an eligibilty check
Each customer has an estimated spending limit. Most new customers start with an estimated spending limit of $400 - $600 USD. The highest spending limit available is $2,000
Depending on creditworthiness of the respective consumer, maximum of $10,000
Up to $25,000 depending on the client's credit score
General Requirements
Valid business’ Tax ID Good credit standing Must be located within the USA
PayMonthly: Must be at least 18 years old with a PayPal account and a US resident, with SSN, or ITIN. PayMonthly is currently not available to residents of Alaska, Hawaii, Massachusetts, Nevada, New York, or Texas

Pay in 4: Must be at least 18 years old and a US resident with good standing PayPal account, SSN or government issued ID. Customers from Hawaii and Alaska can apply for the Pay in 4 promo but are subject to approval
- Must be at least 18 years old and a US resident with SSN and/or Government-issued ID.
- Subject to an eligibility check
- Not available in Iowa, Colorado, West Virginia, and Hawaii
- Must be at least 18 years old and a US resident, SSN and/or Gov't issued ID
- Loans are subject to credit check and approval

- Not available to residents of Hawaii, New Mexico, West Virginia and Nevada Valid debit card, accessible credit report and acceptance of final terms required to apply
- Must be at least 18 years old and a US resident (19 years old in Alabama or if you're a ward of the state in Nebraska)
- Not available to residents of Vermont, New Jersey, Wisconsin, Iowa, and West Virginia
- The first payment will be due no sooner than 15 days after PayTomorrow pays a merchant on a customer's behalf
- Must be a resident of the US (including US territories) with SSN and own phone number registered to the US or US Territories - At least 18 years old (19 for those in a ward in the state of Nebraska)
Approval Timeframe
24 hours
Instant
Instant
Instant
Pre-Approval: Within 24 hours Final
Approval: 24 hours to a few days
Instant
Other Benefits
- Competitive interest rates
- 15 years of experience in financing fitness facilities
- A trusted company with excellent customer service
- Get a decision in seconds for installment applications
- Conveniently pay using a linked debit or credit card, or bank transfer
- Pay Later Offer where customers can pay for the purchase in a single payment in 30 days* (applicable for US only)
- Conveniently pay immediately using a linked debit or credit card, or bank transfer
- Get a decision in seconds for installment applications
- No minimum purchase requirement
- Offers financing to individuals of all credit levels, making it easy for those with average to low credit to get approved
- Quick and convenient online pre-approval form
Easy to set-up, automatic payments through debit
Credit Check
Hard / Standard Check
Soft Check
Soft Check
Soft Check
Soft Check
Soft Check
Customer Service Info
Chris Kleine
Sales Manager
Direct: 320.759.3582
Cell: 320.491.4135
chrisk@gogc.com
844-KLARNA1 (844-552-7621)
Chat Support - https://www.klarna.com/us/customer-service/
info@afterpay.com
(866) 418-5857
customerservice@paytomorrow.com
855-423-3729 - customercare@affirm.com
Availability
Only Availbale in the US (All 50 States)
US Only
US Only
US Only
US Only
US Only

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